SHE WORKS HARD FOR THE MONEY…. AND SO DOES HE
There is often a lack of understanding between Realtors® and clients about what services are being provided during the sale of a home. Many of the benefits that a real estate Agent offers are performed behind the scenes. Homeowners assume that selling a Berkshire home is a simple matter of placing a “sale” sign in front of the house, putting the home on the internet and waiting for phone calls
Harsch Associates Berkshire Real Estate Full-Service Realtors® do so much more for you upfront without cost to you that is unseen. Keep in mind that your Realtor® does not receive any compensation unless a successful closing occurs. If you drop your price the Realtor® loses a portion of his/her commission at the same time.
Prior to the closing all the monetary costs are borne by the agency and if you decide to switch agencies that money is forever lost. Media Marketing is costly whether in print, magazine, website, or specialty internet sites and pages. Even simple Facebook advertising is expensive.
During the normal course of a home sale (or purchase), there are more than two-hundred procedures, processes, actions, review stages, and research steps that will typically be provided by your Agent. Because it is our job to work with real estate every day, so many of the things that we do to facilitate a successful residential transaction are done without thought of explanation, because it is part of the job with which we are so familiar. Some of those tasks could take merely minutes, some could take hours, and some will even take days to complete. Some on the list may not be necessary, while many others that could not have been foreseen will be added.
It is imperative to have someone on your side who understands this process intimately, and whose knowledge, level of skill, and attention to detail is apparent. This list is not at all inclusive if someone is facing a foreclosure or Short Sale, and each transaction will obviously have its own unique sets of challenges, but here is a brief overview of what your Realtor is doing to help facilitate the sale of your home:
REALTOR® SELLER SERVICES / TASKS INDEX
PRE-LISTING: A lot goes in to getting ready for the initial listing appointment. After an initial phone call, we will verify City Records and previous sales, do a thorough Market Analysis, prepare documentation. This process generally takes several hours before we even meet with a prospective Client.
- Make appointment with Seller for listing presentation
- Pull property City and tax records
- Pull old MLS listing, if applicable
- Order Owner & Encumbrance Report
- Research property's current use and zoning
- Research and verify legal description of property
- Pull comps on Active, Sold, Pending, Withdrawn, Expired, and Cancelled Listings
- Research "Average Days on Market" for property of this type and location
- Prepare Comparative Market Analysis
Print Map of property and comps
- Prepare Agency Disclosure
- Prepare Listing Contract
- Prepare Seller's Property Disclosure
- Prepare Closing Instructions
- Prepare Lead-Based Obligations of Seller
- Prepare Lead-Based Paint Disclosure
- Prepare Mold Disclosure
- Prepare Source of Water Addendum
- Prepare Square Footage Disclosure
- Prepare Seller's Request for Verification of Loan Information
- Prepare Showing Instructions
- Prepare Pre-Listing Packet
- Order delivery of Pre-Listing Packet
- Confirm time to meet with Seller
- Inform Seller to have a copy of their key made for the lockbox
LISTING APPOINTMENT: Meet with Seller to discuss market, pricing strategy, and options. Determine financial and time needs. Would working together be mutually beneficial? Prepare Net Proceeds for Seller. Discuss Staging of the property. If proceeding, fill out paperwork.
- Give Seller an overview of current market conditions and projections
- Discuss Comparative Market Analysis
- Discuss pricing strategy based on professional judgment and market
- Discuss goals with Seller to market effectively, including schedule for selling
- Explain role in taking calls to screen for qualified Buyers
- Discuss safety of lock box
- Discuss Agency
- Discuss Contract and all other disclosures
- Discuss availability of Home Owner's Warranty
- Have Seller sign all paperwork
- Assist Seller with completion of Seller's Property Disclosure form
- Discuss things that need to be done in home
- Staging Packet to Seller
- Get loan payoff information
- Explain how showings are set up in Centralized Showing Service
- Have Seller choose preferred flyer template
- Get copies of leases, if applicable
- Ask for floor plan, upgrades, special features, detailed list of amenities, if available
- Ask them what they love about their home, and why someone would want to purchase
- Discuss concept of 10 showings should produce an offer
AFTER LISTING APPOINTMENT: Place sign, lockbox, directional. Take measurements and pictures (after Staging). Verify all information and enter into MLS. Design flyers, do all internet input to multiple sources, make web page, show property to prospective Buyers, discuss property with other Agents, Broker Open, if applicable.
- Copies of all documents
- Prepare Seller Net Sheet based on List price
- Measure interior rooms
- Measure exterior of home
- Assist Seller in Staging home for maximum price and quickest sale
- Help Seller stage home, or hire professional
- Take interior pictures after Staging
- Take exterior pictures in good weather
- Select best pictures, edit, and download
- Put in yard sign and directional
- Get extra key and install Lockbox
- Enter listing to MLS and verify all information
- Download best pictures to MLS
- Download disclosures to MLS
- Make copies of disclosures
- Leave several copies of disclosures at property
- Check MLS for Matching Buyers
- Design flyers for Matching Buyers to mail to Realtors
- Input Seller into Management System
- Design mailers and postcards to Realtors
- Design flyers
- Have flyers printed
- Design "Just Listed" cards and "Pick Your Neighbors"
- Mail Realtor, Neighbor, and Matching flyers/cards
- Deliver flyers
- Make virtual tour
- Compile list of completed repairs and maintenance items Seller has done
- Verify HOA fees and disclosures, if applicable
- Mail (or email) Contract to Seller - include MLS printout and projected Seller Net Sheet
- Call in Home Owner Warranty, if applicable
- Listing to Berkshire Flex Multiple Listing System
- Input listing into Centralized Showing
- Enhance listing in Realtor.com, add video
- Input additional pictures and info to Trulia, add video
- Input additional pictures and into to Zillow, add video
- Put listing on all relevant sites
- Make "Special Features" cards
- Calculate average utility usage for last twelve months
- Set any number of showings
- Return all phone calls - weekdays and weekends
- Verify with Seller after first few that Showing Instructions are being followed
- Add daily activities to eContracts
- Call/email Seller weekly to keep updated
- Reprint and supply flyers as needed
- Input all showings into Centralized Showing and eContracts
- Discuss feedback regularly with Seller
- Discuss Open House
- Show house any number of times to prospective Buyers
- If interested, get Buyer pre-qualified
- Do CMA every 10 showings or every few weeks
- Call Seller with strategy if CMA different
- Amend/Extend if monetary change
- Change MLS, if applicable
- If price changed, send out email BLAST to previous Agents who showed home
- Reprint flyers
- Deliver flyers
CONTRACT NEGOTIATIONS: Thoroughly review and discuss all offers, review Buyer's financial qualifications and details of offer, prepare Net Sheet for Seller with offered numbers, negotiate and renegotiate as many times as it takes, sign offer or counter.
- Receive and thoroughly review all offers submitted
- Pre-negotiate with other Agent before writing, if applicable
- Discuss Buyer's financial qualifications, terms, and times
- Discuss exclusions, dates, etc. with other Agent
- Review Contract Addendum thoroughly
- Evaluate offer(s) and prepare a "Net Sheet" on each offer for Seller
- Discuss offer with Seller
- Negotiate the offer and options
- Get pre-qualification letter
- Sign offer or prepare Counterproposal, if necessary
- Prepare and convey any counteroffers, acceptances, or amendments
- Acceptance Deadline Time
- Renegotiate however many times necessary and finalize
- Make applicable copies
- Convey signed copies to other Agent
AFTER CONTRACT SIGNED BY ALL PARTIES: Make sure all Contracts and disclosures signed properly. Deliver Earnest Money and Contract to Title Company, order Title Commitment. Order payoff from mortgage company, meet all deadlines, coordinate inspections and appraisal, explain moving and closing issues with Seller.
- Order Title work
- Make copy of Earnest money and Contract
- Deliver check and Contract to Title Company
- Notate dates on calendar
- Send date sheet to Seller
- Do necessary paperwork for unusual conditions
- If Seller and Buyer both our clients, do Change of Status Notice
- Copies of leases and damage deposit receipts, if applicable
- Order payoff
- Seller's Property Disclosure Deadline
- Inspection Objection Deadline
- Resolution Deadline
- Property Insurance Objection Deadline
- Change status on MLS and print to verify
- Review all paperwork for signatures
- Get all necessary signatures
- If mail-out, get instructions and addresses
- Notify Title Company of Mail out
- If POA needed, get original from Title Company
- Get POA signed and notarized
- "Under Contract" info letter to Seller
- Signed copies of Contract to Seller
- Remind Seller to notify Utility Company to stop service and do a "final read"
- Discuss with Seller advantages/disadvantages to continued showings
- Discuss what happens if other offers come in between Contract and Closing
- Change showing instructions in Centralized Showing
- Referral agent needed for Sellers new location?
- Resolve any Title Disputes
- Resolve any Off Record Matters
- Deliver unrecorded property information to Buyer
- Have Seller notify Utilities, phone, cable, etc.
- Mail "The Moving Guide" with Change-of-address forms to Seller
- Set up closing time
- Call Buyer's Agent and coordinate closing time
- Verify closing date and time and make all parties aware
- Mail time-verification of closing and directions to Seller
- Assist in solving any Title problems (boundary disputes, easements, etc.)
- Assist in obtaining Death Certificates, if applicable
- Cleaning needs (e.g. carpet, kitchen, etc.) upon move-out
- Discuss mover and time-frame for move-out with Seller
- HOME INSPECTION: Make arrangements with all parties to coordinate inspection. Thoroughly review inspection report with Seller. Discuss items, willingness and advisability to fix, estimate of costs. Make arrangements with appropriate contractors and vendors to have items fixed.
- Set up Inspection
- Coordinate time with Seller, Agents, Buyer, Inspector
- Review Notice of Unsatisfactory Conditions with Seller
- Help Seller negotiate Inspection Objections
- Help Seller with repair estimates or a credit at closing
- Copy of Inspection Notice to file
- Verify prior to closing that all repairs have been made
- Get copies of repair receipts
- Fax copies of receipts to other Agent
THE APPRAISAL: Do current Market Analysis on property value. Coordinate and meet with Appraiser. Make sure appraisal done in timely manner. Options if appraisal is low. Any appraisal conditions? Coordinate fixing items, if noted. Schedule final inspection.
- Set up appraisal
- Coordinate time with Seller, Agents, Buyer, Appraiser
- Do current CMA for appraiser
- Meet appraiser with CMA
- If VA, make sure CRV ordered and completed
- Track Appraisal Deadline
- Verify appraisal completed and satisfactory
- If appraisal low, discuss options with Seller
- Discuss any conditions on appraisal with Seller
- Schedule final inspection on appraisal conditions, if applicable
- Verify all conditions met prior to closing
- TRACKING THE LOAN PROCESS: Track the Buyer's loan progress with other Agent. Make sure all dates and deadlines are met. Keep Seller apprised of current situation. If Contract falls, begin from the beginning. Release of Earnest Money if within Contract dates.
- All paperwork to Lender
- Make contact with Lender and verify Buyer information
- Loan Application Deadline
- Buyer's Credit Information Deadline
- Disapproval of Buyer's Credit Information Deadline
- Existing Loan Documents Deadline
- Existing Loan Documents Objection Deadline
- Loan Transfer Approval Deadline
- Contact Lender weekly to ensure processing of loan approval is on track
- Notify Seller of loan approval
- IF CONTRACT FALLS: Begin from the beginning. Sign all documentation to terminate, and Release of Earnest Money if within Contract dates. Reinstate on MLS and all internet sites. Reissue flyers and start marketing process again.
- Fill out all necessary paperwork
- Re-input into MLS
- Sign Release of Earnest Money forms
- Repeat all previous steps
- CLOSING PREPARATIONS AND DUTIES: Schedule a walk-thru with all parties. Confirm that all dates are being met, confirm if mail-out, POAs or other documents needed. Review closing documents and verify that all figures are correct. Deal with all last-minutes crises, make sure Seller brings keys, ID and GDOs.
- Schedule walk through with Buyer, Buyer's Agent, Seller, Vineyard Properties
- Verify with Seller how proceeds of sale being received
- If mail-out, verify correct mailing address
- Confirm mail-out with Closer
- Title Deadline
- Title Objection Deadline
- Survey Deadline
- Survey Objection Deadline
- Document Request Deadline
- CIC Documents Objection Deadline
- Off-Record Matters Deadline
- Off-Record Matters Objection Deadline
- Right of First Refusal Deadline
- Property Insurance Objection Deadline
- Coordinate Possession Date and Possession Time
- Prepare disbursement authorizations
- Notify Title Company of any Amend/Extends or date/money changes
- Last minute bills and receipts faxed to Closer including HOW, if applicable
- Make sure Closer has all addenda, correct price, rents, or applicable credits
- Discuss closing figures with Closer
- Check final figures for accuracy
- Call Seller and discuss final figures 24 hours prior to closing
- Remind Seller to bring picture ID, keys, door openers, receipts, etc.
- If not receiving proceeds at closing, discuss Seller's need for Cashier's Check
- Deal with all last-minute crises
- Check file for any unsigned documents
- Coordinate this closing with Seller's next purchase and resolve timing issues
- Have a no surprise closing so that Seller receives proceeds at closing
POST SALE: Enter the sales data to MLS and records for County. Remove signs, directionals, and Lockbox. Make sure file is completed and have it copied to disc. Change MLS to SOLD
- Change MLS to "SOLD"
- Enter sales data for County Records
- Scan entire file to disc
- Store hard file at outside location
- Copy HUD-1 and put in pre-addressed envelope
- Remove sign, directional, and brochure box
- Remove lockbox
- Mail out disc of all paperwork to Seller
- Mail out HUD-1 in January to Seller for tax purposes
Thank you and credit to Mimi Foster- Colorado Springs for compiling this list of activities that your Harsch Associates Berkshire Full Service Realtor(@) performs for each listing. It is a 24-7 job and we do it proudly! Call 413-458-5000 and list with us today for customized devoted service.