In the go go '90's mortgage brokers were writing an ever increasing percentage of loans, taking business away from the traditional lenders, the banks and S & L's. Many of us well remember the so called S & L crisis from the 70's when there were unfortunate abuses taking place that sank some major S & L's, principally in the west and [...]

Traditionally, buyers in the northeast are pretty scarce from the beginning of November until around mid February. Why? Weather, job cycles, holidays. Some years have seen exceptions such as the winter of '04-'05 and one or two winters during my 34 year career but those are rare. Much more common are the slow winter months when buyers, like [...]